This website has been prepared by Polaris Investments for information and illustrative purpose only. It is not, and should not, be regarded as an investment advice or as a recommendation regarding any particular security or course of action. Opinions expressed herein are current opinions as of the date appearing in this material only and are subject to change without notice. Reasonable people may disagree about the opinions expressed herein. Every investment entails risks. There is no guarantee that investment strategies will achieve the desired results under all market conditions and each investor should evaluate his own ability to invest long term especially during period(s) of market downturn. No representation is being made that any account, product, or strategy will or is likely to achieve profits, losses, or results similar to those discussed, if any. This information is provided with the understanding that you will make your own independent decision with respect to any course of action in connection herewith and as to whether such course of action is appropriate or proper based on your own judgement, and that you are capable of understanding and assessing the merits of this course of action. Polaris Investments does not, in any way, provide broker/dealer, consulting or any related services. You may not rely on the statements contained herein. Polaris Investments shall not have any liability for any damages of any kind in relation with this material. You should consult your financial advisor with respect to investments. This website may not be reproduced in any manner, in whole or in part, without prior written permission from Polaris Investments. By using this website, you acknowledge, understand and accept the foregoing.